Chief Manager - Credit | Portfolio Management

Key Responsibilities Develop and manage credit policies across consumer durable loan products and geographies. Design rule-based and scorecard-driven underwriting criteria aligned with risk appetite and evolving market conditions. Collaborate with OEMs, retailers, and sales finance teams to align credit policies with business strategy and partner expectations. Monitor portfolio performance metrics such as delinquencies, credit cost, and NPA trends ; recommend timely policy adjustments. Leverage…